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Insurance for Spouse and Children

The ones who may need life insurance coverage the most are the members of the family who provide the family income.  Because the loss of income because of their deaths would have an adverse affect on...

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Life Insurance at Retirement

The need for life insurance tends to decline with age and this is because of the reasons for buying it to begin with. Income for dependents or college for your children can either be non-existent or...

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Health Exam for Life Insurance

For different types and amounts of insurance, the rules vary from company to company concerning and doctor exam in order to buy life insurance.   Generally, no exam would be needed for a very small...

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Problems in getting Coverage

Just because you want life insurance does not mean life insurance companies will issue it to you. If they did, those who are terminal, have a short life expectancy, would buy a lot of insurance, die,...

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How Much Life Insurance Do I Need?

The best approach as to how much insurance to buy, is to consider your own personal needs, although there are “rules of thumb.” One of those rules would be that life insurance should be ten or twenty...

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